Bistro is a member-owned captive insurance program that allows members in the restaurant industry to take control of their Workers’ Compensation insurance.
One way a business owner can find the bottom line relief is by joining with similar and like minded businesses that focus on their bottom line by taking control of their safety and claims programs and managing their insurance claims/losses.
Bistro allows restaurant owners and operators the ability to participate in a “loss sensitive” insurance program. This means that the ultimate cost of your insurance program is determined by what your actual losses cost. As a member of a group captive you “own” your insurance program so you have more control over its profitability. Your business, not your carrier, benefits from your dedication to proactive risk management.