Bistro is a captive insurance company created to provide a Workers’ Compensation insurance alternative for business owners engaged in the restaurant and hospitality (Hotel & Motel) industry.

Bistro was created to allow members the ability to take control of their insurance program. When you own your insurance company, risk management is tailored to meet your needs, not those of an insurance company. This is accomplished by working directly with claims adjusters, defense attorneys, and other service providers to strategize the handling of claims, to minimize the cost of Workers’ Compensation to your business from day one.

Members have the ability to recoup up to 60% of their paid in premium, based on their company’s loss experience.